Your Step-by-Step Guide to Buying Property in the Miami

Property Inspection Trips to Miami

We encourage clients to visit and explore their future investment in person. TayaHomes organizes custom-tailored Miami Property Discovery Trips in partnership with TayaTravel USA, including:

• Guided tours of shortlisted properties
• Neighborhood walkthroughs: Brickell, Downtown, Coconut Grove, etc.
• Meetings with tax and legal advisors
• Local insights on rental potential, tourism, and lifestyle

Airport pickup, hotel reservations, and translation services are included as part of the package.

Why TayaHomes – Miami Edition

End-to-End Support

• From property search to closing, we guide you through every legal and administrative step.

Investment-Focused Listings

Multilingual Team

Who Can Buy Property in the U.S.?

There are no restrictions on foreign nationals buying property in the U.S., including in Miami. Individuals, companies, and trusts can all acquire and own property.

• Residential real estate (condos, villas, houses)
• Short-term rental properties (Airbnb-eligible)
• Commercial buildings (retail, hospitality, offices)
• Development land (zoned for residential or commercial use)

Property ownership is protected under U.S. law with full legal rights for foreigners.

Rental Income Potential in Miami

Miami's real estate market offers strong rental yields across both short-term and long-term strategies.

Why Investors Choose Miami:

Miami is one of the top real estate markets in the U.S. for international buyers, thanks to its unique combination of lifestyle, growth, and returns.

• Year-round tourism and digital nomad demand
• High Airbnb occupancy (70–90% in peak season)
• USD-based income with capital growth potential
• Landlord-friendly laws and low property taxes

TayaHomes provides full income projections, rental management connections, and short-let strategy setup.

Mortgage & Financing Options for Foreign Buyers

Foreigners can access U.S.-based mortgage loans to finance property in Miami — through U.S. banks, international lenders, or private loan firms.

• Loan-to-Value: Typically 50%–65% for non-residents
• Minimum Down Payment: Usually 35%–50%
• Interest Rates: 6%–9% depending on terms and lender
• Required Documents: Passport, proof of income, credit report (international or domestic), U.S. tax ID (ITIN)

TayaHomes partners with experienced Miami-based brokers to guide you through the process.

Taxes & Costs of Buying Property in Miami

Here are the key costs to keep in mind:

One-Time Purchase Costs (Miami)

• Closing Costs: 2%–5% of property price
• Title Insurance: 0.5%–1% of price
• Attorney or Title Company Fees: $1,000–$3,000
• Inspection Report: $300–$800
• Transfer Tax (Documentary Stamp): 0.7% in Miami-Dade

Annual Ownership Costs

• Property Tax: 1.5%–2% of assessed value per year
• HOA/Condo Fees (if applicable): $300–$1,500/month
• Home Insurance: $1,000–$3,000/year
• Rental Management Fees: 10%–20% of rental income (varies by service type)

TayaHomes helps clients forecast their total investment cost and refers them to trusted tax advisors familiar with U.S. property regulations for non-residents.

After-Sales Support & Property Management

Buying the property is just the beginning — we support you every step of the way:

• Rental setup (long-term or Airbnb)
• Property management company connections
• Furnishing and staging services
• Tax and reporting assistance
• Resale and exit strategy guidance

TayaHomes is your trusted partner for real estate investment in Miami. Whether you're buying your first U.S. property or building a global portfolio — we make it simple, secure, and profitable.